The American Express Business Gold Card is a powerful credit card option for both small and large businesses. With its refreshed benefits, cardholders can earn 4 Membership Rewards points per $1 on up to $150,000 in combined purchases each calendar year on the two select categories that their business spends the most on each month. Additionally, they can earn 3 points per $1 on flights and prepaid hotels booked on amextravel.com, and 1 point per $1 on other purchases. New applicants can also enjoy a welcome bonus of 70,000 Membership Rewards points after spending $10,000 in the first three months. The card comes with an annual fee of $295 ($375 after 2/1/24), but offers valuable benefits and statement credits that can help offset the cost.
One of the standout features of the American Express Business Gold Card is its earning structure, which allows businesses to potentially earn hundreds of thousands of Membership Rewards points each year. The card also offers a range of perks and benefits, including up to $395 in statement credits, cell phone protection, travel protections, and purchase protections. Cardholders can choose between a classic gold or rose gold design, and there are no foreign transaction fees. However, it’s important to note that the card does have a relatively high Pay-Over-Time APR and an annual fee increase, and employee cards are not free.
In terms of rewards, new applicants can earn a welcome offer of 70,000 Membership Rewards points. The card offers 4 points per $1 on the top two select categories that businesses spend the most on, 3 points per $1 on flights and prepaid hotels booked on amextravel.com, and 1 point per $1 on other purchases. Businesses with predictable spending patterns can potentially earn up to 600,000 Membership Rewards points each year, while businesses with changing expenditures can still maximize their rewards. The Membership Rewards program offers various redemption options, with travel bookings often providing the best value for points. By transferring points to participating airline and hotel loyalty programs, cardholders can enjoy premium travel experiences at a reduced cost.
